« Back New Retirees: Reclaiming Freedom

Ambitions and Activities

These customers may be:

  • Focused on living out their ideal retirement
  • Looking for ways to leave their legacy
  • Interested in helping grandchildren with college costs
  • Involved in philanthropy
  • Relocating to another home or purchasing a second home

Anxieties and Hurdles

These customers might:

  • Worry about outliving their savings
  • Be looking for tax benefits
  • Have current health issues and worry about future health care and long-term costs
  • Need to care for aging parents

What They Need

You can help them:

  • Develop a budget
  • Understand how life insurance can help protect their family
  • Identify their future needs
  • Manage their current assets and accounts

Life Insurance Solutions

These customers may benefit from:

  • TERM LIFE
    They get affordable, straightforward coverage with the possibility to convert to permanent life insurance down the road.
  • FIXED UNIVERSAL LIFE
    Permanent life insurance products can offer affordability, cash accumulation, and flexibility for the future. Look for flexible options such as an adjustable death benefit and premium payments.
  • INDEXED UNIVERSAL LIFE
    Customers can help protect loved ones with permanent life insurance and take advantage of stronger cash accumulation potential.
  • SURVIVORSHIP LIFE
    Policies can help offer protection for those who want to shield their beneficiaries from an uncertain tax environment, evenly divide inheritances among children, or leave money to their favorite charities.
  • WHOLE LIFE
    They get affordable coverage with a guaranteed premium to help cover burial costs or other final expenses.