« Back Empty Nesters: Reinvesting in Me

Ambitions and Activities

These customers may be:

  • Preparing for retirement
  • Exploring personal interests such as travel or other hobbies
  • Planning business succession and wealth transfer strategies
  • Involved in philanthropy
  • Looking for ways to save for children’s weddings or grandchildren’s college
  • Considering relocating or purchasing a second home

Anxieties and Hurdles

These customers might:

  • Not have enough saved for retirement
  • Not think life insurance is necessary at their age
  • Need to care for aging parents
  • Worry about the rising cost of living and an uncertain economy

What They Need

You can help them:

  • Understand how life insurance can help protect their family
  • Identify their future needs
  • Enhance their existing plan to meet retirement goals

Life Insurance Solutions

These customers may benefit from:

  • TERM LIFE
    They get affordable, straightforward coverage with the possibility to convert to permanent life insurance down the road.
  • FIXED UNIVERSAL LIFE
    Permanent life insurance products can offer affordability, cash accumulation, and flexibility for the future. Look for flexible options such as an adjustable death benefit and premium payments.
  • INDEXED UNIVERSAL LIFE
    Customers can help protect loved ones with permanent life insurance and take advantage of stronger cash accumulation potential.
  • SURVIVORSHIP LIFE
    Policies can help offer protection for those who want to shield their beneficiaries from an uncertain tax environment, evenly divide inheritances among children, or leave money to their favorite charities.