Could It Happen To You ?

Current statistics show that one out of two women and one out of three men will need nursing home care at some time in there lives. This need for long term care can occure at any age. Though nearly half of the people needing long term care today are over 65, disabled people between the ages of 18 and 64 make up 40% of Americans needing long term care. Risk of a claim on your homeowners' insurance Risk of a claim on your auto insurance Risk of entering a nursing facility Most people carry home and auto insurance, yet fail to plan for the much higher risk of needing long term care. Luckily, that's changing as people recognize today's realities. Once they see that the annual premium for most ages is less than the expense of a one or two month stay in a nursing home, more and more individuals are purchasing long term care insurance to help protect their assets and independence. Apply now while you are still healthy enough to receive affordable coverage.